Delaware home security customers: While it is true that owning a home security system will significantly decrease your risks of burglary, some alarm owners are burglarized from time to time. Usually, the reason is because they didn’t arm their system before leaving home. If you make this mistake and a burglary happens to you, these are the steps you should take immediately:
- File a police report. Yes, you should do this before you call your insurance company. Remember, your insurer will want to see your police report before allowing you to process a claim. Most experts recommend that burglary victims file a police report within 24 hours of being burglarized. If you came home from vacation to a burglarized house, file your report immediately, no matter how many days you believe have passed.
- Call your insurance company. Now, you can call your insurer. The company will probably send a claims adjuster to your home to evaluate and assess your losses. Keep reading to find out what you can do to prepare for this visit.
- Make a list of everything that was stolen. You must make a list of everything that was stolen from your home, so that the insurance company can accurately determine how much to pay out when you file your claim. It’s a good idea to have an inventory of your valuables ahead of time (include the names of items, serial numbers and ticket prices with the dates of purchase). Do this now, before you are burglarized; this is the best way to make sure you get the amount of insurance compensation you deserve.
Nobody wants to think that a burglary will happen, and hopefully, you keep your system armed so that you have very little chance of it ever happening to you. However, it’s important to know what to do if the worst case scenario takes place. For more tips like these, continue reading our Delaware home security blog.